Greenslip FAQs
_________________________________________________________________________________________ Q1. What is greenslip? A greenslip is an insurance policy linked to your vehicle that provides cover for compulsory third party (CTP) personal injury insurance when you or the person driving your vehicle is the driver at fault in an accident, and in certain circumstances regardless of who was at fault. CTP greenslip insurance is compulsory, and must be taken out when registering a motor vehicle. Wherever you reside in New South Wales, your greenslip will only cover your vehicle if it is registered. If your vehicle not registered using a proper NSW CTP greenslip you may be personally liable for any injuries you cause in a motor vehicle accident. Australia wide, 24 hours a day, your CTP greenslip insurance covers:
It does not cover:
Improvements made to the greenslip scheme since October 2006 provide even greater protection and benefits in certain circumstances regardless of who was at fault. These improvements include:
CTP greenslip and public liability insurance
Q2. How greenslip prices are set?
CTP greenslip insurance is provided by a number of licensed greenslip insurance companies who set greenslip premium prices in a competitive market. They may take into account factors such as:
The criteria used by a greenslip insurer reflect its views on the risk associated with those factors.
CTP greenslip insurers also have discretion to offer discounts and impose loadings on premiums within the range allowed by the MAA Premium Determination Guidelines. Decisions about discounts or loadings vary between greenslip insurers. It is therefore important that vehicle owners shop around and obtain a number of greenslip quotes.
Greenslip prices are not set by the Government, the RTA or the MAA.
Q3. Need to make a greenslip claim ?
Complete and lodge an Accident Notification Form to claim up to $5000 in early medical treatment and lost earnings. You can get this form from here, hospitals, your doctor, or by calling the Claims Advisory Service on 1300 656 919.
How to complete and lodge the Accident Notification Form If you wish to claim any compensation over $5000 or for expenses or losses that continue for more than six months after the accident you need to complete and lodge a Personal Injury Claim Form. How to complete and lodge the Personal Injury Claim Form For help understanding the requirements of the Motor Accidents Compensation Scheme, phone the Claims Advisory Service 1300 656 919 or email cas@maa.nsw.gov.au If you think you may need legal advice, phone the NSW Law Society on (02) 9926 0333. Q4. What is the Lifetime Care & Support Scheme?
The Lifetime Care and Support Authority of NSW is a statutory corporation established under the Motor Accidents (Lifetime Care and Support) Act 2006. The Authority is responsible for the administration of the Lifetime Care and Support Scheme (the Scheme).
The Scheme provides lifelong treatment, rehabilitation and attendant care for people who have a spinal cord injury, a moderate to severe brain injury, multiple amputations, serious burns or blindness from a motor accident in NSW. It applies to children under 16 years of age who are injured in a motor accident from 1 October 2006, and to adults from 1 October 2007. It is funded by a levy collected through Compulsory Third Party (CTP) insurance.
Click here to view the Lifetime Care and Support Authority website or contact the Authority
Phone: 1300 738 586 Fax: 1300 738 583 enquiries@lifetimecare.nsw.gov.au If you have been severely injured in an accident where you were not at fault, you may also be able to claim for other types of compensation from the CTP greenslip insurer of the vehicle at fault. Q5. What is an e-Safety Check?
Since 1 July 2008, e-Safety Check has replaced the traditional paper-based inspection scheme (pink slips). All Authorised Inspection Stations now transmit the inspection report to the RTA electronically. By transmitting e-Safety Check inspection results electronically to the RTA, you can renew your registration online with myRego or over the phone. Use the search box below to find an e-Safety Check Station near you. Click here to find the inspection stations in your area, enter your postcode or suburb name.
*Source: RTA
Q6. What is the MCIS Levy?
All greenslips now show the MCIS (Medical Care and Injury Services) Levy as a separate item. The MCIS Levy first appeared as a separate item on greenslips in 2006 with the introduction of the Lifetime Care and Support scheme. This scheme provides medical care, treatment, rehabilitation, attendant care and support to anyone catastrophically injured (such as severe spinal cord and/or a traumatic brain injury) for the rest of their life.
The MCIS Levy also includes a contribution for ambulance, hospital and other services for people injured in a motor vehicle accident. These costs have always been included in your greenglip premium, but were not listed as a separate item in the past. The MCIS Levy is calculated as a percentage of the base premium charged by the greenslip insurer. The MCIS Levy is GST free.
The percentage of the levy differs between vehicle classes and geographic zones based on accident and injury rates for the selected vehicle type and zone. The following table shows the MCIS levy, at 15 August 2009, in each zone for the three common vehicle types.
Q7. Who is Motor Accident Authority (MAA)?
The Motor Accidents Authority is a statutory corporation that regulates the NSW Motor Accidents Scheme. It was established by the Motor Accidents Act 1988 on 10 March 1989 and continues to be constituted under the Motor Accidents Compensation Act 1999.
Their vision is to lead and support a Compulsory Third Party Scheme that minimises the impact of motor vehicle accidents. The Motor Accidents Authority is constituted by Section 198 of the Act and certain functions are set out in Section 206 of the Act, including:
More information on the history and operation of the Scheme is available on the Motor Accidents Authority website at www.maa.nsw.gov.au For greenslip helpline contact 1300 137 600
Q8. Useful greenslip links
RTA MyRego
Choose the service you're looking for from: Request a driving record, Heavy vehicle online services, Download forms,Order educational materials ----------------------------------------------------------------------------------------------------------------------------------------------------------
The Motor Accidents Authority
The Motor Accidents Authority is a statutory corporation that regulates the NSW Motor Accidents Scheme. ----------------------------------------------------------------------------------------------------------------------------------------------------------
The Lifetime Care and Support Authority The Lifetime Care and Support Authority of NSW is a statutory corporation established under the Motor Accidents (Lifetime Care and Support) Act 2006. The Authority is responsible for the administration of the Lifetime Care and Support Scheme (the Scheme). ----------------------------------------------------------------------------------------------------------------------------------------------------------
Q9. Driver at Fault Policies
Most CTP greenslip insurers in NSW provide Compulsory Third Party greenslips with a free Driver at Fault Cover giving up to $300,000 cover for certain personal injuries sustained in a serious at-fault accident. There may be some eligibility criteria for getting free Driver at Fault Cover. The most usual known criteria for getting Driver at Fault Cover are based on the type and use of vehicle, duration of the policy and driver's age.
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