CTP insurance is compulsory, and must be taken out when registering a motor vehicle. Wherever you live in New South Wales, your greenslip will only cover your vehicle if it is registered. If it is not registered you may be personally liable for any injuries you cause in a motor vehicle accident.

What does CTP greenslip insurance cover:

Australia wide, 24 hours a day, your CTP greenslip insurance covers:

• your passengers
• other road users, such as drivers, passengers, pedestrians, cyclists, motor cyclists and pillion passengers
• injuries caused through the use of a trailer

What CTP greenslip insurance does not cover:

• Damage to property or other vehicles or to your vehicle
• You for your personal injuries if you cause the accident (unless your CTP greenslip insurer provided you with a Driver at Fault Coverage with your CTP greenslip Policy (This may change soon and personal injuries may get coverage under the CTP Scheme)

Since October 2006 there has been various improvements made to the NSW CTP greenslip scheme that provides even greater protection and benefits in certain circumstances regardless of who was at fault. Mainly these improvements are:

• a special children’s benefit that means all children injured in car accidents in NSW receive the necessary treatment, rehabilitation and care to assist in their recovery, regardless of who was at fault.
• introduction of the Lifetime Care and Support scheme that provides medical care, treatment, rehabilitation, attendant care and support to anyone catastrophically injured (such as severe spinal cord and/or a traumatic brain injury) in a motor vehicle accident for the rest of their life.
• coverage for people injured in motor accidents where no one is considered to have been at fault including accidents caused by a driver suffering a sudden illness, such as a heart attack or stroke or accidents caused by an unexplained mechanical or vehicle failure.

Compulsory Third Party Greenslip Regulators (MAA); the governing body in NSW.
The Motor Accidents Authority (MAA) regulates the NSW CTP Scheme. This scheme provides compulsory third party (CTP or greenslip) personal injury insurance through licensed insurers for motor vehicles registered in NSW. For information regarding insurance claims and disputes and the operation of the scheme contact the Motor Accidents Authority. The Information contained here in for readers are summarised from varuious government information sources including their websites for CTP greenslip information summary purpose.

NSW Motor Accidents Authority
Postal address: Level 25, 580 George Street, Sydney NSW 2000
Telephone: 1300 137 131
Website: www.maa.nsw.gov.au

The NSW Motor Accidents Authority (MAA) regulates licensed insurers and their agent intermediaries who are authorised to provide Compulsory Third Party Greenslip Insurance. Under is current role MAA also funds a significant number of injury prevention programs, and rehabilitation programs for people injured in motor vehicle accidents.

Purchase of a CTP greenslip is available through Insurers and their intermediary agents only, not from the MAA. However, the MAA can provide you with advice on where to find the cheapest greenslip. If you are purchasing a new vehicle, the motor dealers in general will be able to arrange a greenslip for you as an agent of a licensed NSW CTP greenslip insurer.

CTP and public liability insurance
The Motor Accidents Compensation Act 1999 expressly prescribes the terms and scope of cover of a New South Wales CTP (greenslip) policy, so policy coverage is the same across New South Wales regardless of the insurer. This is not the case with public liability insurance policies as the terms and scope of the policy may vary between insurers. The Motor Accidents Authority recommends people holding both public liability and greenslip insurance contact their public liability broker/insurer to confirm that there is no gap in their public liability cover for incidents involving motor vehicles, that are not included in their greenslip cover.

You can find further Information about the Third-party Insurance scheme here.